Loan Calculator

{{vehicle_year || "2018"}}{{vehicle_name || "Vehicle Brand"}}({{engine_type || "1.5L E A"}})
RM{{106 / 100 * vehicle_price || 0 | number: 2}}(RM{{(vehicle_price + (interest_rate / 100) * vehicle_price / 10 * loan_period) / (loan_period * 12) || 0 | number: 2}})

Based on Malaysian Banking Loan Standards

Capacity (cc)Road Tax Amount (RM) Annual
< 1,00020
1,001 – 1,20055
1,201 – 1,40070
1,401 – 1,60090
1,601 – 1,800200.40 – 280.00
1,801 – 2,000280.50 – 380.00
2,001 – 2,500381.00 – 880
2,501 – 3,000882.00 – 2,130.00
3,001 – 5,0002,134.50 – 11,130.00
Vehicle PriceRM{{vehicle_price || 0 | number: 2}}
Down PaymentRM{{vehicle_price / 10 || 0 | number: 2}}
Loan Period{{loan_period || 0}}Years
Interest Rate{{interest_rate || 0}}%
Bank Name{{bank_name || "Unknown"}}
Total InterestRM{{(interest_rate / 100) * vehicle_price / 10 * loan_period || 0 | number: 2}}
Monthly InterestRM{{((interest_rate / 100) * vehicle_price / 10 * loan_period) / (loan_period * 12) || 0 | number: 2}}
Monthly InstalmentRM{{(vehicle_price + (interest_rate / 100) * vehicle_price / 10 * loan_period) / (loan_period * 12) || 0 | number: 2}}
Five Year Loan PeriodRM{{(vehicle_price + (interest_rate / 100) * vehicle_price / 10 * 5) / (loan_period * 12) || 0 | number: 2}}
Before 6% GSTRM{{vehicle_price || 0 | number: 2}}
After 6% GSTRM{{106 / 100 * vehicle_price || 0 | number: 2}}
Total GSTRM{{(106 / 100 * vehicle_price) - vehicle_price || 0 | number: 2}}
Road TaxRM{{road_tax || 0 | number: 2}}
Insured SumRM{{sum_insured || 0 | number: 2}}
Insurance Premium (Year 1)~RM{{insurance_premium || 0 | number: 2}}
Maintenance & Repair~RM{{vehicle_maintenance || 0 | number: 2}}
{{loan_period}}Year Expendecture~RM{{(road_tax * loan_period) + annual_insurance + insurance_premium || 0 | number: 2}}
Vehicle Price (SGD)~S${{vehicle_price * 0.34 || 0 | number: 2}}
Monthly Instalment (SGD)~S${{(vehicle_price + (interest_rate / 100) * vehicle_price / 10 * loan_period) / (loan_period * 12) * 0.34 || 0 | number: 2}}
Total Monthly CostRM{{(vehicle_price + (interest_rate / 100) * vehicle_price / 10 * loan_period) / (loan_period * 12) || 0 | number: 2}}
Total Annual Cost~RM{{(road_tax * loan_period) + annual_insurance + insurance_premium || 0 | number: 2}}